Debt-Friendly Budget Planning Toolkit

This toolkit is built for people managing personal debt and daily expenses at the same time. You will learn how to structure payments without destroying daily stability. The course shows how to list debts clearly with interest details. You will learn how to prioritize debts safely inside your budget. The toolkit avoids overly aggressive plans that fail quickly. You will protect food, housing, and transportation categories first. Adjusting plans after income changes is explained step by step. A small emergency buffer is included in your structure. Monthly debt progress reviews are taught clearly. Long-term motivation strategies are included. By the end, you will have a balanced debt-and-budget system.

Format: Digital toolkit with video guidance
Duration: 3 hours
What You’ll Learn: Debt structuring, payment priorities, safety buffer creation
Target Audience: Individuals managing multiple personal debts